/* theloan.center — base styles. Deliberately small: no framework, no webfonts,
   because content pages are the acquisition engine and page weight is a ranking
   and conversion cost. */
:root {
  --ink: #0f172a; --ink-2: #475569; --line: #e2e8f0;
  --bg: #ffffff; --bg-soft: #f8fafc;
  --brand: #0f766e; --brand-dark: #115e59; --accent: #f59e0b;
  --radius: 12px; --wrap: 1080px;
}
* { box-sizing: border-box; }
body {
  margin: 0; color: var(--ink); background: var(--bg);
  font: 16px/1.6 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
h1, h2 { line-height: 1.2; letter-spacing: -0.02em; margin: 0 0 12px; }
h1 { font-size: clamp(28px, 5vw, 44px); }
h2 { font-size: clamp(22px, 3vw, 30px); }
p { margin: 0 0 14px; }

.site-head {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; padding: 14px 20px; border-bottom: 1px solid var(--line);
  position: sticky; top: 0; background: rgba(255,255,255,.94);
  backdrop-filter: blur(6px); z-index: 50;
}
.brand { font-weight: 800; color: var(--brand-dark); text-decoration: none; font-size: 18px; }
.site-nav { display: flex; align-items: center; gap: 18px; }
.site-nav a { color: var(--ink-2); text-decoration: none; font-size: 15px; }
.site-nav a:hover { color: var(--ink); }

.btn {
  display: inline-block; background: var(--brand); color: #fff;
  text-decoration: none; font-weight: 700; border: 0; cursor: pointer;
  padding: 14px 26px; border-radius: 999px; font-size: 16px;
  transition: background-color .15s ease;
}
.btn:hover { background: var(--brand-dark); }
.btn-lg { padding: 16px 34px; font-size: 17px; }
.btn-sm { padding: 9px 16px; font-size: 14px; }

.hero { padding: 64px 0 48px; background: linear-gradient(180deg, var(--bg-soft), var(--bg)); }
.lede { font-size: 18px; color: var(--ink-2); max-width: 62ch; }
.microtrust { font-size: 13px; color: var(--ink-2); margin-top: 14px; }

.band { padding: 48px 0; border-top: 1px solid var(--line); }
.cols { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
@media (max-width: 760px) { .cols { grid-template-columns: 1fr; gap: 28px; } }

.steps { margin: 0; padding-left: 20px; }
.steps li { margin-bottom: 10px; color: var(--ink-2); }
.steps strong { color: var(--ink); }

.faq-short dt { font-weight: 700; margin-top: 12px; }
.faq-short dd { margin: 4px 0 0; color: var(--ink-2); }

.cta-band { padding: 56px 0; background: var(--bg-soft); border-top: 1px solid var(--line); text-align: center; }

.site-foot { border-top: 1px solid var(--line); padding: 32px 0; background: #fff; }
.foot-inner { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.foot-disclosure { font-size: 12.5px; color: var(--ink-2); max-width: 80ch; }
.foot-nav { display: flex; flex-wrap: wrap; gap: 16px; margin: 14px 0; }
.foot-nav a { font-size: 14px; color: var(--ink-2); text-decoration: none; }
.foot-copy { font-size: 12.5px; color: var(--ink-2); margin: 0; }